Real Protection. Real Peace of Mind.

• Accidental Death Benefit – Your loved ones receive a lump-sum payout if you lose your life due to an accident, so they’re not left struggling financially.
• Permanent Total Disability Cover – If an accident leaves you permanently unable to work, you receive full compensation to help you rebuild your life.
• Accidental Medical Expenses – We cover your hospital and treatment bills incurred as a direct result of an accident, so you focus on healing, not bills.
• Last Expense / Funeral Cover – We take the financial pressure off your family during one of the hardest times, covering funeral and last expense costs.

Who Can Apply?

• Kenyan residents aged 18 to 65 years
• Individuals seeking affordable, comprehensive accident protection
• Anyone wanting to safeguard their family against unexpected financial hardship

Your age shouldn’t stop you from being protected. Apply today.

What’s Covered?

The Personal Accident Cover compensates you in the event of death or bodily injury resulting directly from an accident caused by external, violent, and visible means.

Death Benefit: Paid out if death occurs within one year of the accident, as per the policy terms.

Permanent Total Disability: Applies when a disability is irreversible and prevents the insured from pursuing any gainful employment.

Temporary Total Disability: Covers loss of earnings during a temporary total disability period. Documentary proof of usual earnings (payslip or bank statement) is required.

Medical Expenses: Covers the cost of medical, surgical, or other remedial treatment prescribed by a qualified medical professional following an accident.

We Make Claims Simple

In the event of an accident, notify us within 24 hours and submit the following:

1. Police Abstract Report
2. Original Medical Receipts & Discharge Summary
3. Death Certificate (where applicable)
4. Postmortem Report & Burial Permit (where applicable)
5. Fully Completed Claim Form

Important: Notify us immediately of any changes to your occupation or business activities, as these may affect your cover.