Overview
A Personal Accident policy covers accidental death or disablement to the insured. Compensation will be payable to the insured, trustee or legal representative in accordance with the scale of benefits agreed and specified in the policy schedule.
Features & Benefits
The age requirements for this policy are that the holder should be above 15 years and below 65 years. Policy can be given to individuals or groups of individuals.
- Student Personal Accident
Students’ personal accident cover to individual students on industrial attachment or otherwise, schools and organized groups on very reasonable premium terms.
- Group Personal Accident
Special Group personal insurance is essentially a personal accident cover, which includes work related occupational illness and is thus Work Injury Benefits Act 2007 (WIBA) compliant.
It operates exactly like personal accident cover only that it deals with a group.
It is usually arranged by employer for the employees and is usually based on salary and is issued subject to declaration of actual salaries.
Requirements
- Completed Proposal Form
- KRA PIN for the Insured
- Premium Payment
